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How much can I borrow?
The amount available to you is determined by your salary, credit history, and payment structure.
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Do I need a guarantor?
Yes. One (1) or two (2) guarantor(s) is/are necessary depending on the amount being borrowed.
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How long does it take for funds to be disbursed?
The estimated turn-around time depends on how soon ALL required documents are provided, as well as, the time it takes to verify these documents. This is usually 24-48 hours from initiation.
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What information does my guarantor(s) need to provide?
Your guarantor(s) need(s) to provide: National ID. Tax Registration Number (TRN), Proof of Address, Last three (3) months pay slip, Up – to – date bank statement
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I am self – employed, can I get a loan?
Unfortunately, we do not currently lend to self-employed individuals.
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How do I repay the loan?
Payments are made in monthly installments based on the agreed-upon amount and calculated interest rates
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What is the interest rate?
The interest rate on your loan will depend on the type of loan you are applying for and the amount you need to borrow. For a detailed breakdown tailored to your specific situation, please do not hesitate to speak with one of our loan officers.
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What documents will I have to submit when applying for a personal loan?
Listed below are a few general documents that we usually require applicants to submit: Proof of identity, Proof of Address and Proof of income. Any other documents requested by loan officer.
