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Frequently Asked Questions

The amount that is accessible to you varies depending on your salary, credit history and payment structure

The estimated turn-around time depends on how soon ALL required documents are provided, as well as, the time it takes to verify these documents. This is usually 24-48 hours from initiation.

Unfortunately, we do not currently lend to self-employed individuals.

Our interest rates vary depending on the type of loan being requested, as well as, the amount being borrowed. Please speak with a loan officer for the breakdown of your specific loan.

Listed below are a few general documents that we usually require applicants to submit:

  • Proof of identity
  • Proof of Address 
  • Proof of income
  • Any other documents requested by loan officer

Yes. One (1) or two (2) guarantor(s) is/are necessary depending on the amount being borrowed.

Your guarantor(s) need(s) to provide:

  • National ID
  • Tax Registration Number (TRN)
  • Proof of Address
  • Last three (3) months pay slip
  • Up – to – date bank statement

The maximum sum of money that you will be able to borrow will vary based on several factors. If you are a salaried employee, if you have any existing loans and other financial liabilities will also be considered. The maximum loan amount offered will also depend on our terms and conditions.

Payment is taken via monthly installments based on the amount agreed upon and calculated interest rates.

Loan repayment terms can be 1 – 72 months, our straight line interest rates range from 2% – 7% per month. EAR between 9.99% and 46.96%. Example: $100,000 unsecured loan borrowed for 12 months at 7.99%, monthly payment of $16,000.00. Total repayment with interest $80,000.00. Price includes optional Loan Protection Plans coverage. Call us at 876-925-2080